Ordering fast food isn’t just about satisfying a craving—it’s an opportunity to stack rewards and maximize every dollar. With the right strategy, you can triple your savings on a single meal by combining loyalty points, cashback apps, and digital gift cards.

Here’s a breakdown of how to create the ultimate fast food savings stack using tools like Fluz, Rakuten, and Ibotta, alongside your favorite restaurant loyalty programs.

Step 1: Join the Restaurant’s Loyalty Program

Most fast food chains offer free loyalty programs that reward you with points, freebies, or exclusive discounts. Before anything else, download the app for your go-to spots and sign up. A few of the best include:

• Wendy’s Rewards – 10 points per $1, redeemable for menu items
  
• MyPanera – personalized perks, surprise rewards
  
• Chipotle Rewards – 10 points per $1 and regular bonus offers
  
• Starbucks Rewards – free drinks, food, and member-exclusive offers
  

These points can often be redeemed for free items in as few as 1–2 visits.

Step 2: Activate a Cashback Offer from Rakuten or Ibotta

Before ordering online or through a delivery service, check Rakuten or Ibotta for available cashback offers. For example:

• Rakuten may offer 5% cashback on Grubhub or Uber Eats orders
  
• Ibotta sometimes includes fast food offers (like $1 back on a Panera order or a $3 bonus for new restaurant users)
  

Activate the offer through the app or browser extension before placing your order. This ensures you get credit when checking out.

Step 3: Pay with a Digital Gift Card from Fluz

Instead of paying with your debit or credit card, consider buying a digital gift card through Fluz to earn instant cashback. You can purchase the card for the exact total of your order and use it immediately at checkout. Fluz partners with dozens of top fast food chains, making it easy to save on everyday meals. For example, you can earn cashback with a Chipotle gift card, get cashback at Panera Bread, buy a Wendy’s gift card with rewards, or grab a Burger King gift card with cashback. This approach allows you to stack savings by combining loyalty app points with the cashback you get from Fluz, turning every purchase into a smarter one.

Stacking Example: Triple Savings at Chipotle

Let’s say you’re ordering a burrito bowl through the Chipotle app:

1. Log in to earn Chipotle Rewards points (10 pts/$1)
   
2. Use Rakuten if placing the order through a delivery partner like Uber Eats
   
3. Buy a Chipotle digital gift card through Fluz for the exact total and earn instant cashback

By the time your order is ready, you’ve earned loyalty points, cashback from Rakuten or Ibotta, and Fluz gift card rewards—all on a single transaction.

Bonus: Some Orders Qualify for All Three at Once

When everything aligns, it’s possible to:

• Earn loyalty points via the restaurant’s app
  
• Earn cashback on the order via Ibotta or Rakuten
  
• Earn cashback at checkout using a Fluz gift card
  

Even if you’re just spending $10, that kind of triple-stack can deliver real value over time.

Final Tip: Be Quick, But Don’t Rush

Yes, fast food is fast—but stacking savings doesn’t have to slow you down. Open Fluz while waiting in line, activate Rakuten before checkout, and always scan or apply your loyalty info. With a little practice, you’ll be saving on autopilot.